The Social Security System SSS Contribution Table 2025 Philippines has introduced new updates, making it important for members to understand the latest changes. It serves as a guide for employees, employers, self-employed individuals, and voluntary members to align their payments with the new rates. Further, how to check SSS contribution online for year of 2024, 2023, 2019, and 2018 is given.

Salary CreditEmployer ContributionEmployee ContributionTotal Contribution
₱10,000₱950₱450₱1,400
₱15,000₱1,425₱675₱2,100
₱20,000₱1,900₱900₱2,800
₱25,000₱2,375₱1,125₱3,500

In the Philippines, SSS Contribution Table 2025 rates increased from 13% to 14% and implemented as per the Social Security Act 2018.

What’s New in the 2025 SSS Contribution Table in Philippines?

The 2025 SSS contribution table Philippines introduces adjustments to contribution rates, salary brackets, and employer-employee shares. These changes align with SSS commitment to providing enhanced financial support during times of need, such as retirement, disability, maternity, or sickness.

  • Increased Contribution Rate:

The overall Philippines SSS contribution rate has been adjusted to 14% of the monthly salary credit (MSC), shared between employers and employees.

  • Higher Monthly Salary Credit (MSC) Ceiling:

The maximum MSC has been raised to ₱35,000, ensuring higher benefits for members.

  • Expanded Benefits Coverage:

This includes additional allocations for unemployment benefits, maternity coverage, and pensions.

Employers and employees alike will see the new structure as an opportunity to invest more effectively in financial security while contributing to a more sustainable SSS fund.

Employee and Employer Contributions

  • Employer Share: Employers contribute 8.5% of the MSC.
  • Employee Share: Employees contribute 6.5% of the MSC.
  • For instance, an employee earning ₱25,000 per month will have a total contribution of ₱3,750, split between the employer (₱2,125) and the employee (₱1,625).

Self-Employed Contributions 2025

The SSS Contribution Table for Self-Employed Members 2025 in Philippines offers comprehensive options to secure benefits for business owners, freelancers, and entrepreneurs. Self-employed members shoulder the full 15% contribution rate, with the flexibility to choose their MSC based on actual or projected income.

  • Minimum MSC: ₱4,000, with a contribution of ₱600.
  • Maximum MSC: ₱35,000, translating to a contribution of ₱5,250.
  • Benefits: Eligibility for retirement pensions, disability benefits, maternity claims, and more.

By contributing consistently, self-employed individuals can build a financial safety net and secure their future.

Declared Earning {PHP}Contribution {14%}
10,0001,400
15,0002,100

OFW Contributions

Overseas Filipino Workers (OFWs) enjoy flexible options with a minimum MSC of ₱8,000 and a maximum of ₱35,000. The contribution ensures access to various SSS benefits, regardless of geographical location.

Declared Earning {PHP}Contribution {14%}
10,0001,400
15,0002,100

SSS Contribution Table 2019

The SSS Contribution Table 2019 for the Philippines introduced the first step in a planned series of contribution increases to strengthen the Social Security System. This adjustment was part of the implementation of the Social Security Act of 2018 in the Philippines.

  • A higher contribution rate of 12% of the MSC.
  • An increase in the MSC ceiling from ₱16,000 to ₱20,000.
  • Expanded benefits, particularly for maternity and unemployment insurance.

The 2019 table encouraged greater contributions, leading to improved benefits for members. Employers and employees were encouraged to ensure accurate reporting of salaries for maximum coverage.

SSS Voluntary Contribution Table 2025

The SSS Voluntary Contribution Table 2024 empowers self-employed, OFWs, and non-working spouses to take control of their financial security. Voluntary members contribute 15% of their selected MSC, with the flexibility to choose their MSC based on income.

  • Minimum MSC: ₱4,000, translating to a contribution of ₱600 per month.
  • Maximum MSC: ₱35,000, with a contribution of ₱5,250 per month.
  • Easy payment methods via online portals and partner centers.

Voluntary contributions ensure access to comprehensive benefits, making it an essential choice for individuals without employers to support their contributions.

SSS Monthly Contribution 2023

The SSS Monthly Contribution Table for 2023 followed the gradual increases outlined by the Social Security Act of 2018. The table set the contribution rate at 14%, up from 13% in 2022.

  • Minimum MSC: ₱4,000, with a contribution of ₱560 per month.
  • Maximum MSC: ₱30,000, resulting in a contribution of ₱4,200 per month.
  • Employer and employee shares were adjusted to 9.5% and 4.5%, respectively.

These contributions laid the groundwork for higher retirement pensions and better benefit coverage for sickness, disability, and maternity.

SSS Monthly Contribution 2023Download

SSS Contribution Inquiry

Conducting an SSS Contribution Inquiry ensures that your payments are correctly credited and up-to-date. Members can easily check their contribution status through various methods:

  • Online Portal: Log in to the My.SSS account to view a detailed contribution history.
  • Mobile App: The SSS mobile app allows members to check payments on the go.
  • SSS Branches: For personal assistance, members can visit any branch and request a contribution record printout.

Regularly reviewing contributions helps identify gaps or discrepancies and allows members to resolve them promptly.

SSS Check Contribution

Checking your SSS contributions table 2024 ensures accuracy and helps members stay on top of their payments. This can be done through:

  • My.SSS Online Portal: Accessible 24/7, the portal displays detailed records of monthly payments.
  • SSS Mobile App: Convenient for members to view contributions using their smartphones.
  • Text Inquiry: Members can also send an SMS to SSS using the dedicated inquiry service.

Frequent monitoring of contributions prevents gaps and ensures continued eligibility for benefits like pensions and loans.

SSS Minimum Contribution 2025

The Minimum sss table of contribution 2024 reflects the adjusted minimum monthly salary credit of ₱4,000, resulting in a contribution of ₱600 per month. This amount applies to self-employed, voluntary, and OFW members who declare the minimum MSC.

  • Affordability: Allows access to basic SSS benefits at a manageable cost.
  • Flexibility: Members can gradually increase contributions as their income grows.
  • Coverage: Even at the minimum contribution, members are eligible for benefits like sickness claims and maternity support.

By contributing consistently, even at the minimum level, members can enjoy financial protection through SSS range of programs.

Why the SSS Contribution Table 2024 Matters

These adjustments not only provide higher benefit payouts but also contribute to the longevity of the SSS fund. By boosting contributions, members are assured of better support during critical life milestones and emergencies.

Top Benefits You Can Access Through SSS

  • Retirement Pension: Secure a comfortable retirement with consistent contributions.
  • Maternity Benefits: Enhanced support for working mothers during their leave.
  • Disability Pension: Financial aid for members unable to work due to disability.
  • Sickness Benefits: Compensation during periods of medical recovery.
  • Unemployment Assistance

The SSS Contribution Table 2025 represents a significant opportunity to build a strong financial foundation for the future. With adjusted rates and expanded coverage, members can look forward to better benefits and a more secure safety net. By staying informed and contributing consistently, you’re not just paying into a system you’re investing in peace of mind and a brighter tomorrow.

Monthly SSS contributions are based on your Monthly Salary Credit (MSC) and the applicable contribution rate. For 2024, the total contribution rate is 14% of the MSC, with the employer contributing 9.5% and the employee contributing 4.5%. The minimum MSC is ₱4,000, and the maximum MSC is ₱30,000. For example, if your MSC is ₱10,000:

  • Employee's share (4.5%): ₱10,000 x 4.5% = ₱450
  • Employer's share (9.5%): ₱10,000 x 9.5% = ₱950
  • Total contribution: ₱450 (employee) + ₱950 (employer) = ₱1,400

Voluntary members can choose their MSC, ranging from ₱4,000 to ₱30,000. The contribution rate for voluntary members is 14% of the chosen MSC. For instance, if you select an MSC of ₱8,000:

  • Contribution: ₱8,000 x 14% = ₱1,120

Individuals eligible for voluntary SSS membership include:

  • Formerly Employed Individuals: Those previously covered as employees, self-employed, or Overseas Filipino Workers (OFWs) with at least one valid posted contribution and are no longer engaged in such activities.
  • Non-Working Spouses: Spouses who devote full time to managing household and family affairs.

As of 2024, the total SSS contribution rate is 14% of the MSC. For employed members, this is divided into 9.5% from the employer and 4.5% from the employee. For voluntary and self-employed members, the entire 14% is shouldered by the individual.

The monthly contribution rate for 2024 is 14% of the MSC. The specific amount depends on the chosen or applicable MSC, with a minimum of ₱4,000 and a maximum of ₱30,000.

As of now, there has been no official announcement regarding an increase in SSS pensions for 2024. Pension adjustments are typically based on actuarial studies and the financial health of the SSS fund.

In 2024, the SSS implemented the following key changes:

  • Increased Contribution Rate: The total contribution rate increased to 14%.
  • Adjusted MSC Range: The minimum MSC is set at ₱4,000, and the maximum MSC is ₱30,000.

These adjustments aim to strengthen the SSS fund and ensure the sustainability of benefits for members.

The SSS contribution table for 2024 outlines the MSC brackets and corresponding total contributions. For example:

  • MSC of ₱4,000: Total contribution is ₱560
  • MSC of ₱10,000: Total contribution is ₱1,400
  • MSC of ₱30,000: Total contribution is ₱4,200

For a detailed breakdown, you can refer to the official SSS contribution table.

Overseas Filipino Workers (OFWs) can choose their MSC, similar to voluntary members, ranging from ₱4,000 to ₱30,000. The contribution rate is 14% of the chosen MSC. For instance, if an OFW selects an MSC of ₱20,000:

  • Contribution: ₱20,000 x 14% = ₱2,800